It's important not to confuse the long-term cycle with the annual real estate cycle when it comes to buying or selling a house in good times or in bad.

You wouldn’t wear a business suit to the beach, so why would you mix business transactions with personal ones? These actions confuse everyone involved: you, your tax preparer, the government… not to mention everyone else on the beach.

Perfect fluency isn't necessary to reap the benefits of being bilingual or multilingual.